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The modalities of real estate financing

Created and regulated by Law No. 4380/1964, the SFH (Sistema Financeiro Habitacional = Financial Housing System) aims to reduce the Brazilian housing deficit, allowing the beneficiary to acquire, build or renovate residential properties, provided that the maximum limit to be financed is 80% of the value of the evaluation of the good – which cannot…

Let´s talk about taxes?

A somewhat unsympathetic theme, “taxes” are a matter of considerable importance within the real estate industry. This is because the negotiations involving real estate bring, almost always, the obligation to bear these charges. The most relevant taxes from the real estate point of view are ITBI, ITD (or ITCMD), IPTU and ITR. The ITBI (Imposto…

Real state contracts

In negotiations involving real estate, contracts are of vital importance. They are the documents that oblige the parties to comply with the agreement they have entered into in writing. In this sense, it is essential to be well advised by a Real State Agent, a professional qualified to stipulate, according to the law, the contractual…

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